Life Insurance for Young Adults My Young Adult Plan Please call us at 1-800-425-8394 to apply for our Young Adult Plan. Start Over 1 Monthly premium reflects discount for paying via automatic monthly payments from your checking or savings account Start here. It's easy! Complete this form and you'll receive a free personalized quote! Your State * Your State *AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyoming Child's Age * Child's Age *151617 Child's Gender * Child's Gender *BoyGirl Your Email Get a Free Quote * Indicates required field Benefits Resources FAQs Share Build financial security for your teenager One of the best ways to start your child on the road to financial security is with a permanent, whole life insurance policy designed for young adults ages 15 through 17. Benefits of Life Insurance for Young Adults Rates stay the same for the life of the policy You can secure this valuable life insurance for young adults at a fixed rate. Unlike many types of term life insurance that raise rates each year, you will pay the same premiums for as long as you and your teenager own the policy. Coverage doubles during age 18 Coverage doubles during age 18 automatically. For example, a $10,000 policy doubles to $20,000, a $15,000 policy doubles to $30,000 and so on – with no increase in your monthly premium. Coverage that is there when you need it You guarantee permanent protection for your teen, regardless of future changes in health or job choices. A Young Adult whole life policy has a guaranteed cash benefit, helping protect you and your family if the unexpected occurs. Learn More About Life Insurance Why Do I Need Life Insurance? There are many reasons why having some kind of family life insurance coverage is a good idea. We provide the details so that you can make the decision. Learn More How Much Life Insurance Do I Need? This article can help you decide how much life insurance your family needs. Learn More Types of Life Insurance All life insurance policies are not created equal. Understand how the different types of life insurance work. Learn More View All Life Insurance Resources Young Adult Life Insurance FAQs What kind of insurance does the Young Adult Plan provide? Young adult life insurance is a whole life insurance policy designed for children ages 15 through 17. You are the policyowner until your child becomes 21. Who can purchase young adult life insurance? Parents, grandparents or permanent legal guardians can apply for this policy for the teen in their family. The parent, grandparent or permanent legal guardian who applies will be the policyowner until the teenager is age 21. How much coverage can you get with young adult life insurance? This valuable plan protects your teen with $5,000 of whole life insurance, the kind that builds cash value. A healthy teen can get $5,000 to $50,000 of permanent whole life coverage. View All Life Insurance for Young Adults Questions Our Young Adult whole life policy is only available by phone at 1-800-425-8394. Remember, it costs nothing to apply and you have 30 days to review the policy before the first premium is due!