Gerber Life College Plan

young woman and baby in graduation caps and gowns young woman and baby in graduation caps and gowns young woman and baby in graduation caps and gowns

Gerber Life College Plan Benefits

Secure Growth

Secure Growth

  • The Gerber Life College Plan grows in value over time and isn't impacted by the ups and downs of the stock market to help pay for college when your child is ready.
  • Receive a guaranteed payment of $10,000 to $150,000 when your policy reaches maturity, as long as premiums are paid.

Flexible Use of Money - for College or Anything Else

Flexible Use of Money - for College or Anything Else

  • Unlike 529 plans or educational IRAs, you can use the payout money from your Gerber Life College Plan for college expenses or anything else.
  • You're giving your child a head start in life — no matter what your child's future brings.

Adult Life Insurance Protection

Adult Life Insurance Protection

  • If something happens to you prior to maturity, the full benefit amount will be paid to your beneficiary.
  • Life insurance benefit provides greater peace of mind.

Gerber Life College Plan FAQs

mom giving daughter a piggyback ride

What is the rate of return?

The rate of return varies depending upon your specific policy, its duration, and your billing frequency. For further details about your specific policy's rate of return, please call us at 866-503-4487.

What happens if I stop paying? How much would I get?

The amount you'd get back depends on when you stop paying and surrender your policy. If you are past your policy's midway point (for a 10-year policy, the midpoint is about five years), you would get back all of the money you paid in.

What about taxes?

The Gerber Life College Plan will generate some taxable income, Gerber Life Insurance will send you a statement (Form 1099) to file with your taxes.

Gerber Life College Plan Reviews

Read College Plan reviews and learn what parents and grandparents have to say. Discover more about how the College Plan provides an affordable way to prepare for your child’s future.

Highly Recommended by Customers

Already have a Gerber Life College Plan? We'd love to hear your feedback!

Sort by
View All Gerber Life College Plan Reviews
    Testimonials reflect the opinions of Gerber Life Customers.  For additional reviews click here.

    Start Now!

    1. Choose Your Payment Amount

    closeup of man using calculator

    Your fixed monthly payment will never increase.

    2. Decide When You Want Your Money

    woman using tablet device

    You can choose to receive your money in 10 to 20 years.

    3. Submit your application

    person typing on laptop

    Provide a few details about yourself and your application is complete.

    Get inspired with our free e‑newsletter for parents

    Get our free parenting e‑newsletter with:

    – Parenting advice

    – Money-saving tips

    – Life insurance blogs

    No thank you

    By signing up, you agree to occasionally receive emails from Gerber Life. Unsubscribe at any time. View our privacy policy.