Senior Life Insurance

Find a Policy to Protect Your Family

You’ve spent your life providing for and protecting your family, so don't stop now. Gerber Life has great options for life insurance at any age. You can protect your loved ones with the many choices available to you.

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Senior Life Insurance FAQs

For more information, check out some of the most frequently asked questions on the pages below. For even more information on life insurance, our friendly representatives are ready to answer any questions that you might have.

Term Life Insurance Questions

Whole Life Insurance Questions

Guaranteed Life Insurance Questions

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Life Insurance Policies for Seniors

Term Life Insurance

Provide greater financial security for your family for a specified timeframe.

Flexible coverage options available from $100,000 to $300,000.
Affordable coverage for as little as $15.42 a month for a 20-year, $100,000 Term Life policy.¹
Applying is simple — just a few questions to answer. No medical exam needed in most cases.²
Most applicants will have a decision within minutes.

Term Life insurance can help provide greater financial security for your family for a specified time.

Flexible coverage options available from $100,000 to $300,000.¹
Coverage for as little as $15.42 a month for a 20-year, $100,000 Term Life policy.²
Applying is simple — just a few questions to answer. No medical exam needed in most cases.³
Most applicants will have a decision within minutes.

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¹ Premium based on a healthy 25-year-old female with monthly premium payment by automatic deduction from a checking or savings account.

² A medical exam may be necessary for those age 51 and over and who apply for more than $100,000 in coverage. Coverage is dependent upon answers to health questions. When you apply, you will need to answer several questions about your health and your medical history may be taken into consideration.

¹ Higher coverage amounts available up to $1 million for those who qualify. Call one of our friendly representatives for rates, 1-866-503-4480.

² Premium based on a healthy 25-year-old female for a 20-year, $100,000 Term Life policy with monthly premium payment by automatic deduction from a checking or savings account.

³ A medical exam may be necessary for those age 51 and over and who apply for more than $100,000 in coverage. Coverage is dependent upon answers to health questions. When you apply, you will need to answer several questions about your health and your medical history may be taken into consideration.

Guaranteed Life Insurance: senior couple sitting on grass, hugging

Guaranteed Life Plan

Guaranteed Life Insurance

Guaranteed Life Plan

Guaranteed Life Insurance

Guaranteed Life Insurance offers the benefits of whole life without a medical exam.

Coverage from $5,000 to $25,000.⁶
Guaranteed acceptance for ages 50-80.⁷
Builds cash value.

Once approved, coverage is guaranteed, regardless of profession or health.
Hassle-free application process.
No medical exams or health questionnaires to complete.
Available to anyone between the ages of 50 and 80 years old.

Guaranteed Life Insurance offers the benefits of whole life without a medical exam.

Coverage from $5,000 to $25,000.⁵
Guaranteed acceptance for ages 50-80.⁶
Builds cash value.

Guaranteed Life Insurance offers the benefits of whole life without a medical exam.

Coverage from $5,000 to $25,000.⁶
Guaranteed acceptance for ages 50-80.⁷
Builds cash value.

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⁶ Up to $15,000 for South Dakota residents.

⁷ Guaranteed coverage requires that applicant is a U.S citizen residing in the US or permanent legal guardian. Total limit of all combined Gerber Life Guaranteed life policies is $25,000.

⁵ Up to $15,000 for South Dakota residents.

⁶ Guaranteed coverage requires that applicant is a U.S citizen residing in the US or permanent legal guardian. Total limit of all combined Gerber Life Guaranteed life policies is $25,000.

⁶ Up to $15,000 for South Dakota residents.

⁷ Guaranteed coverage requires that applicant is a U.S citizen residing in the US or permanent legal guardian. Total limit of all combined Gerber Life Guaranteed life policies is $25,000.

Whole Life Insurance

Whole Life insurance can protect your family for a lifetime, as long as premiums are paid.

Coverage amounts from $50,000 to $300,000
Simple application process — no medical exam needed in most cases³
Most applicants can have a decision within minutes
Builds cash value

Whole Life insurance can protect your family for a lifetime, as long as premiums are paid.

Coverage amounts from $50,000 to $300,000.⁴
Simple application process — no medical exam needed in most cases.⁵
Most applicants can have a decision within minutes.
Builds cash value.

Learn More

³ Medical exam is required for age 51 and over and who apply for more than $100,000 in coverage. Coverage is dependent on answers to health questions. When you apply, you will need to answer several questions about your health, and your medical history may be taken into consideration.

⁴ Higher coverage amounts available up to $1 million for those who qualify. Call one of our friendly representatives for rates, 1-800-425-7542.

⁵ A medical exam is required for age 51 and over and who apply for more than $100,000 in coverage. Coverage is dependent on answers to health questions. When you apply, you will need to answer several questions about your health, and your medical history may be taken into consideration.

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Life Insurance Terminology

View All Life Insurance Terms

Life insurance doesn’t have to be confusing. Our life insurance glossary makes it easier to understand.

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Would you like more information on Gerber Life Insurance policies that can help protect your family? Click below.

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Or call

1-866-503-4481

1-866-503-4481

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